An AI-powered personal finance app for expenses, budgets, investments, loans and net worth.

Overview
About the project
Most people keep their finances scattered across notes, spreadsheets and several apps. AavakJavak brings income, expenses, budgets, savings, investments, loans and net worth into one personal-finance app, so the full picture is always a tap away.
An AI financial assistant lets users ask questions about their money in plain language, while receipt scanning with the camera and voice logging make recording spending quick. Budgeting tools such as 50/30/20 allocations, goal jars and recurring-bill tracking help people plan ahead.
The app is offline-first, keeping data in local storage with optional cloud sync on paid plans, and is protected by a biometric lock. A companion website explains each module, lists the plans (Core is free) and offers free calculators for EMI, SIP, budgeting, net worth and debt payoff.
Who it's for
Individuals and students who want one app for their everyday money, from budgets to investments and loans.
Live at aavakjavak.spedaris.in
What it includes
Expense, income and budget tracking, including 50/30/20 budget allocations
Goal jars, recurring bills and subscription tracking
Investment, net-worth and loan & EMI trackers
AI financial assistant with natural-language questions, receipt scanning and voice logging
Offline-first local storage with optional cloud sync on paid plans
Companion website with pricing, a blog and free calculators (EMI, SIP, budget and more)
Key modules
What makes it work
Expense & budget tracking
Log income and spending, set budgets and follow goals with simple visuals.
AI financial assistant
Ask about spending in natural language; log by receipt scan or voice.
Wealth view
Track investments, net worth, loans and EMIs together.
Private by design
Offline-first local storage and a biometric app lock.
Tell us what you are working on. We'll get back to you by email to talk through scope and next steps.
or write to info@spedaris.com